Ever wonder what celebrities insure? You might be surprised.

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Unique Insurance Policies

Unique Insurance Policies in Klamath Falls, ORWhen it comes to the insurance world, you can pretty much insure anything. There are companies that insure things for the obvious insurance reasons of liability, but also some that take risks on things like how much snow will fall in the mountains for a ski resort.

But, when it comes to making a living for celebrities, they are known for their talents! Celebrities have been known to insure their bodies for huge figures up to one billion dollars!

Some items insured by celebrities or other entities include:

  • Voice: Singers are known to insure their voice. After all, it is their voice that creates their income so insuring it ensures they will be able to make a living in the event something happens to their voice.
  • Body parts: Models insure everything from their legs and hands to their teeth and hair! Remember, insurance is about insuring your financial future.
  • Rewards: Reward have been taken out by anyone from car dealerships to cover promotions gone wrong to rewards for providing proof that the Loch Ness monster exists!
  • Abduction – by aliens! You read correctly, people have taken out insurance policies in the event they’re abducted by aliens!
  • Whiskers: Some people have amazing beards! And, as slow as they grow, it would be wise of them to insure their impeccable whiskers.
  • Insuring against a lottery: Some employers take out insurance policies in the even that more than one of their employees wins the lottery and quit, they can cover their business until they find replacements.

If you have questions about your home, auto or renters insurance, call the insurance agents at Pacific Ridge Insurance. They write business across the state of Oregon from their home office in Klamath Falls, OR. Policies can easily be written over the phone by calling (888) 337-5882.  With years of insurance experience they can easily help you insure everything from your home to your auto or commercial auto insurance. They live where you do and are an independent insurance agent, so they can help you find the right company to fit your needs. You can also check out their website, 24/7.

How to Put Together a Disaster Kit in Klamath Falls, OR

How to Put Together an At-Home Emergency Kit

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Be Prepared with a Custom-Built Supplies Kit.

How to Put Together a Disaster Kit in Klamath Falls, ORFall is a great time to consider disaster preparedness and to take a look at your family’s emergency kit. While disasters can happen anywhere, whether natural or man-made, it is important that your family be prepared.

For many, the thought of having a disaster preparedness kit in their home seems silly and unnecessary. The fact of the matter is that every state in our country is susceptible to a natural disaster such as an earthquake, tornado or hurricane, flood or even a volcanic eruption. Preparing for one of these events can be quick and inexpensive, but also a great time to educate your family about safety during one of these events.

 

 

The basic home preparedness kit, according to ready.gov should include:

  • Water – 1 gallon per person, per day. Minimum 3 day supply.
  • Food – non-perishable food such as canned tuna, canned fruits & vegetables, nuts, dried fruit, low sodium crackers, soups. Also, dry mixes that do not require refrigeration. Store food in tightly closed containers to extend it’s shelf life and protect from pests. Change food & water supplies every six months to keep fresh supplies.
  • Battery powered radio for emergency information
  • Flashlight with extra sets of batteries. (Consider an LED flashlight that requires much less energy to use)
  • First aid kit
  • Whistle to signal for help
  • Dust masks, plastic sheeting and duct tape to seal off an area from contaminants
  • Moist towelettes for simple hygiene
  • A manual can opener and pocket knife
  • Cell phone w/ solar charger of some sort

Additional items could include prescription medicines, diapers, pet food and blankets. Keep this kit in a designated area where your entire family can easily find it.

If you have questions about your home, auto or commercial insurance, call the insurance agents at Pacific Ridge Insurance. They write business across the state of Oregon from their home office in Klamath Falls, OR. Policies can easily be written over the phone by calling (888) 337-5882.  With years of insurance experience they can easily help you insure everything from your home to your auto or commercial auto insurance. They live where you do and are an independent insurance agent, so they can help you find the right company to fit your needs. You can also check out their website, 24/7.

How to Protect Your Home or Condo from Mold in Klamath Falls, OR

Protecting your Home or Condo from Mold

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Key Tips to Prevent Mold

How to Protect Your Home or Condo from Mold in Klamath Falls, OR

Every home in the US is vulnerable to mold damage and now that we’re coming into the cooler winter months, mold can thrive. Mold really needs one thing to grow: moisture.

Protect your home from mold by identifying and eliminating sources of moisture. Moisture can enter your home through many different areas including:

  • Damaged roof flashing
  • Damaged or worn out shingles
  • A downspout that is not properly setup to push water away from your home or foundation
  • A leaky pipe
  • Condensation from your laundry, shower or kitchen
  • A crawl space with no vapor barrier or an improperly installed vapor barrier
  • Single pane windows that are sweating
  • Seeping up through the floor

Eliminating these common problems is fairly simple. Identifying where the issues are coming from are sometimes more tricky as water can travel great distances before it makes it mark known. Look for mold on walls, around windows and in the corners of a room. Sometimes mold can grow under your carpet on cement slabs so if your basement smells moldy, that would be a good place to check.

There are many ways to remove moisture from your home. In bathrooms, laundry rooms and kitchens, install exhaust fans to remove excess moisture from laundry, showers and cooking. Without these fans, moisture can seep upwards and into your attic producing another hidden problem. A fan will quickly pull the excess moisture out of the room. Be sure to closely look at the size of the fan you install because a fan that is too small for the room may not even make a difference.

If moisture is entering your home through your crawlspace, a simple visual inspection can be completed. First, look to see if a vapor barrier exists (a black plastic). Make sure it is covering the entire surface, goes up over any pier blocks and extends to the edges of your foundation. If it doesn’t, consider a quick weekend project to remedy the issue.

If you have questions about your home, auto or commercial insurance, call the insurance agents at Pacific Ridge Insurance. They write business across the state of Oregon from their home office in Klamath Falls, OR. Policies can easily be written over the phone by calling (888) 337-5882.  With years of insurance experience they can easily help you insure everything from your home to your auto or commercial auto insurance. They live where you do and are an independent insurance agent, so they can help you find the right company to fit your needs. You can also check out their website, 24/7.