Archive for category: Fun Facts

You are here: / / / Fun Facts
Umbrella Insurance Policy in Klamath Falls, OR

How to Create a Great BBQ Party

/0 Comments/in , , , /by

Umbrella Insurance Policy in Klamath Falls, ORSummertime is one of the most popular seasons to BBQ with friends and family. Whether it’s grilling at your local park or in your backyard, gathering with friends and family on a sunny day always is a memorable event. What makes a BBQ party great? We give simple suggestions of how to create a party you and your guests will remember!

Create a Signature Drink 

  • Whether a great cocktail for the adults or fresh squeezed lemonade for kids, creating a signature drink for your BBQ party adds fun to the environment. Making one signature cocktail is much less work than playing bartender throughout the entire day. Think: sangria, mimosas, margaritas or Moscow mules. Many times you can make big pitchers to lessen the work load.

Prep in Pieces 

  • Instead of trying to do it all in one day, strategically plan to prep in pieces. Have one day where you just go to the grocery store. The next day, chop and prep your produce or make a side dish that can sit in the refrigerator overnight. On the day of your BBQ, setup your table or decorations.

Simple Entertainment 

  • One of the most simple forms of entertainment at a party is good music. Pick out a playlist or stream Pandora through your outdoor or bluetooth speaker. If you want to provide more entertainment, create an outdoor game competition like ladder golf, bocci ball, volleyball or corn hole. Squirt guns, a football/soccer ball or arts & crafts are easy to keep kids busy for hours.

Pick a Theme 

  • Theme parties can be even more memorable! Plus, you can match your food to your theme. If you don’t want to cook all of the food yourself and prefer a potluck style, give suggestions to your guests so they know exactly what to bring to fit your theme.

Buy Plastic Containers 

  • Obviously BBQs with plastic silverware and plates work great for easy cleanup but what about providing plastic take away containers for your guests? Especially if you have a lot of food leftover, plastic containers are a great way to share your food for another day. This also saves space in your own refrigerator! Ask your guests, “what food can I send you home with?”

While throwing a great BBQ party can make for great memories for you and your guests, being properly insured for any unexpected liabilities is also important. The good news is that umbrella insurance policies are relatively inexpensive. Contact an agent at our office for your personalized umbrella insurance quote today. We write business across the state of Oregon from our home office in Klamath Falls, OR. Policies can easily be written over the phone by calling (888) 337-5882.  With years of insurance experience, we can easily help you insure everything from your home to your auto or commercial auto insurance. We live where you do and are an independent insurance agent, so we can help you find the right company to fit your needs. You can also check out our website, 24/7.

Top National Parks to Visit

Planning a Road Trip or Vacation to a National Park This Year? Here Are The Top Five!

/0 Comments/in , , /by

Top National Parks to Visit The United States is known world-wide for having amazing National Parks. There are 59 National Parks scattered throughout our beautiful country, with fourteen being considered UNESCO World Heritage Sites (WHS). Whether you are a nature lover or enjoy traveling, here are the top five most visited National Parks around the country. 

1.) Great Smoky Mountains (WHS)

Nearly 10 million people visit a year to camp, picnic, hike or enjoy a tour. This park is known for their ancient mountains, wildflowers and plants as well as their animal life. There are many enjoyable hikes like Rainbow Falls, Charles Bunion, Alum Cave Bluffs or Andrews Bald.

2.) Grand Canyon (WHS)

At a mile deep and 18 miles wide this national park attracts nearly 5.5 million visitors a year. See with your own eyes the colorful landscape of this National Park.

3.) Rocky Mountains in Colorado 

Visit one of their 450 miles of streams or 150 lakes in this popular national park! They are known for Bear Lake and their famous Trail Ridge Road.

4.) Yosemite National Park (WHS)

This park is known for their granite cliffs, waterfalls and forests. Here you are able to see the glacier carved Yosemite Valley, waterfalls like Yosemite Falls and giant sequoias.

5.) Yellowstone (WHS)

It’s officially the first National Park and nearly 4.1 million visitors make a trip here a year. Its great expanse touches three states; Montana, Idaho and Wyoming. Not only are they known for their geysers but the lakes and wildlife is equally amazing.

Traveling to one of these great National Parks is one of our nation’s greatest pastimes. Whether you’re pulling a travel trailer, driving an RV or motoring there in your car or motorcycle and staying in one of the park’s lodges, you’re sure to build fond memories for yourself or with your family. Be sure to plan ahead as reservations at these great parks fill up quickly, usually months in advance. Also, be sure to drive slowly through the parks and keep an eye out for wildlife. This will ensure both your and their safety.

If you have questions about your insurance, call the insurance agents at Pacific Ridge Insurance. We write business across the state of Oregon from our home office in Klamath Falls, OR. Policies can easily be written over the phone by calling (888) 337-5882. With years of insurance experience, we can easily help you insure everything from your home to your auto or commercial auto insurance. We live where you do and are an independent insurance agent, so we can help you find the right company to fit your needs. You can also check out our website, 24/7.

How to Maintain Your Car in Klamath Falls, OR

5 Ways to Increase the Longevity of Your Car

/0 Comments/in , , , , /by

Simple Do-It-Yourself Tips

How to Maintain Your Car in Klamath Falls, ORPurchasing a car is a big investment. Some people keep cars for 10+ years, while others trade them in only after a few years of driving. Either way, taking pride in your vehicle and keeping it properly maintained is crucial for increasing the longevity of your car. Here are five key tips to keeping it maintained properly.

Wash Your Car Often

Some people are great at keeping their car clean, while others may let it go until someone writes “Wash Me!” on the window. Keeping your car clean is crucial for resale/trade in value because contaminants like dust, pollen, tree sap, bugs, bird droppings, salt and more damage your paint and finish.

Heat, rain and air pollution can also affect the longevity of your paint and finish.

When should you wash your car immediately? If newly splattered bugs, bird droppings, and tree sap appear on your car. If you have a long commute to work each week, consider washing it weekly since dirt, pollen, gravel or air pollutants can have an impact on your car’s paint.

When to wash your car 1-2x a month

If you have mild weather, if you don’t drive your car much where it wouldn’t be exposed to tree sap, bugs, and bird droppings or if your car stays in a closed garage most of the time.

Fill The Gas Tank Before It Gets Too Low

Gasoline can act as a coolant for your electric fuel-pump motor. When your gasoline level is very low, the pump sucks in air, which can create heat and cause the fuel pump to work harder. There is a chance the fuel-pump motor could wear prematurely or fail if you always drive your car when it’s near empty.

Don’t rely on your car telling you how many miles are empty. When your tank is ¼ full, fill it up.

Check The Air Filter

Look to replace your air filter once a year or every 20,000 miles. It’s fairly inexpensive and can actually benefit you by increasing your fuel efficiency, reduce emissions and prolong your engine life.

Check the Fluids

Fluids play an important role in your engine and car health. While most of us leave it to the professionals to check the different fluid levels, there are some you can do yourself on a monthly basis.

Check your windshield wiper fluid. Your windshield wiper fluid reservoir is typically a large, white plastic container with a windshield wiper image on it. You can always check your owner’s manual to make sure it’s correct. If the fluid level is less than the line shown or less than three quarters full, fill it up.

Check your oil. Once you’ve found your dipstick, pull it all the way out and wipe the end. Then, reinsert the dipstick. When you pull it out again, see where the oil level lines up on the line. It should be near the full line. If it’s not, add more oil.

Replace the Fuel Filter

Your fuel filter catches particles, debris and impurities in your gas tank before the fuel reaches the pump. This makes sure only clean gasoline reaches your engine. You want to avoid any debris clog up over time. Replacing your fuel filter may be different depending on the on the car and what the manufacturer recommends.  Check your owner’s manual to find out the timeline for your vehicle and leave this one to an expert unless you’re especially handy.

While we can’t help you maintain your vehicle, we can find you great rates on your home and auto insurance.

If you have questions about your home, auto or commercial insurance, call the insurance agents at Pacific Ridge Insurance. They write business across the state of Oregon from their home office in Klamath Falls, OR. Policies can easily be written over the phone by calling (888) 337-5882.  With years of insurance experience they can easily help you insure everything from your home to your auto or commercial auto insurance. They live where you do and are an independent insurance agent, so they can help you find the right company to fit your needs. You can also check out their website, 24/7.

© Copyright - Pacific Ridge Insurance
Website Design by Tosten Marketing